Please read these terms carefully before using our website.
Last Updated: February 25, 2026 | Effective Date: February 25, 2026
Welcome to Veteran Refinance Team ("we," "us," or "our"). By accessing or using our website at veteranrefinanceteam.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.
By accessing and using this Site, you accept and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Site after changes constitutes acceptance of the revised Terms.
Veteran Refinance Team provides educational content and resources related to:
We are NOT a lender, broker, or financial advisor. Our content is for informational and educational purposes only. We do not originate loans, process applications, or provide personalized financial advice.
You must be at least 18 years old to use this Site. By using the Site, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms.
When using our Site, you agree NOT to:
All content on this Site — including text, graphics, logos, images, articles, and software — is the property of Veteran Refinance Team or its content providers and is protected by copyright, trademark, and other intellectual property laws.
You may:
You may NOT reproduce, distribute, modify, or create derivative works from our content without prior written permission.
By subscribing to our newsletter, you agree to receive periodic emails containing:
You may unsubscribe at any time by clicking the "unsubscribe" link in any email or by contacting us at info@veteranrefinanceteam.com. We comply with the CAN-SPAM Act and will honor all opt-out requests within 10 business days.
The Site and all content are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We do not warrant that:
To the fullest extent permitted by law, Veteran Refinance Team and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
Our Site may contain links to third-party websites (e.g., VA.gov, DAV.org, financial institutions). These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content or practices of linked sites.
You agree to indemnify and hold harmless Veteran Refinance Team and its affiliates from any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of the Site or violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions. Any legal action arising from these Terms shall be brought exclusively in the courts of Maricopa County, Arizona.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
For questions about these Terms of Service, please contact us: